The answer depends on your health, income, age, savings and whether you have a spouse, kids or mortgage. Here's a simple way to calculate an actual dollar amount.

Credit is a useful financial tool -- when it is used responsibly. But given too freely, credit can wreak havoc on the whole economy. Where's the line?

Yes, even with months of inventory languishing on the market, some real-estate experts see a day coming when demand for new homes will exceed supply.

Some customers who have been chipping away at big balances are being offered cash if they'll knock down their debts faster. Could you be one of them?

Cities and states are investigating 'anything and everything' -- including looser restrictions on gambling, alcohol and strip clubs -- to drum up revenue.

Many cardholders are seeing higher fees and steeper interest rates. But rate hikes have slowed, and some issuers are offering their best customers longer teaser rates.

Traffic camera operator ATS gets drivers' credit card data from rental companies, so if one of its cameras catches you, an unexpected charge may pop up on your bill.

If you're in the market for long-term-care insurance, take a look at what the government will offer soon. But should you wait for it or buy other coverage now?

Once again, you can buy a house without a lot upfront -- or even with no down payment. Here are 5 options for potential homeowners who are short on cash.

Even well-off families may find they're expected to pay more for college than they can really afford. But with the right financial moves, they can qualify for more aid.

Whether you're trying to repair bad credit, pay off high-interest cards or chase sweet rewards, these cards are worth considering. But, as always, read the fine print.

Middle-aged parents who've lost their jobs or savings are turning to their adult children for help. Plus: 6 things to ask before agreeing to co-sign.

Tailoring your coverage to your circumstances can save you thousands a year while keeping you better protected. Here's what to look for and what to avoid.

There are 2 main time limits: How long debt stays in your credit reports and how long you can be sued for it. If you're struggling, here's what you need to know.

Are you talking yourself out of saving money? Subscribing to unfounded beliefs can make your retirement harder -- if not impossible -- to reach.

The recession has put a crimp in some long-held plans to travel, launch a business or take up skydiving. But scaling back on dreams doesn't mean abandoning them.

We all need a secure (and insured) place to stash our cash. Even if you've had problems in the past, it's possible to get a bank or credit union account.

A pre-computer security feature was slipped into your credit card numbers and remains there today. Pull out a card and a pencil to see the math trick for yourself.      

The Fourth of July is the No. 1 holiday for alcohol-related fatal crashes. And even if you don't get in a wreck, driving impaired could send your insurance rates soaring.

Yes, the rich are heading to Florida (and other warm spots). But vacation paradise isn't the only attraction; many top destinations have pleasant tax climates as well.